WHAT DOES IT COST YOU?
YOU PAY TO THE FEDERAL GOVERNMENT
The National Health Insurance Authority (NHIA) was established under the National Health Insurance Act which was signed into law on 19 May 2022, replacing the National Health Insurance Scheme Act of 1999.
Individual Subscriber
As an individual, you pay ₦38,275 / year
As a member of our group, you will pay 27,000 naira per year.
Organized Group Enrolment
The government is encouraging people to apply in groups.
But there must be a minimum of 10 members in the group.
Mutual Health Association is a group of people applying for health insurance to make life easier and health insurance cheaper for people.
Everyone joining our group will pay 27000 naira as a member of the group. We provide you with all primary health care services and refer you to hospital when indicated. After discharge from hospital, we will continue your care in the community.
Our Mutual Medical Clinics become your entry point into the health system.
WHAT DO YOU STAND TO BENEFIT
BENEFITS PACKAGE
We have access to NHIA-accredited, secondary, and tertiary health facilities nationwide.
Included Benefits
- Primary Care: We offer Outpatient consultations, routine diagnostic tests, immunizations, maternal/child care, emergency stabilization, and essential medicines at our walk-in clinics.
- Secondary Care: Through our HMO, we refer you for inpatient admissions (up to 21 cumulative days per year), general surgeries, pediatric specialist care, and basic optical/dental interventions.
- Partial Copayments: You will pay only 10% of the medical bill as co-payment if you need durgery. But your co-payment will increase to about 50% of the cost of advanced diagnostics (CT scans, MRI) and chronic therapies (such as dialysis up to 6 sessions/year or targeted cancer chemotherapy).
How to Register with us:
1. Join Our Mutual Health Association:
Our Mutual Medical is an NHIA-accredited primary healthcare facility. We will be your first point of entry and meet all your primary healthcare services.
2. Payment:
Pay the annual premium. Once processed, an official NHIA identification card/number will be issued to you for health insurance cover for your hospital treatment
3. Activation:
Once you receive your card/number, you are activated. You are covered if you fall ill
Illness is more expensive than insurance
