Mutual Health Association is GIFSHIP, a Group, Individual, Family Social Health Insurance Programme
Group Individual Family Social Health Insurance Programme
GIFSHIP
GIFSHIP, Group Individuals Family Social Health Programme is a health insurance scheme of the federal government.
Our Mutual Health Association is accredited by National Health Insurance Authority as GIFSHIP.
Our members are covered with health insurance provided through NHIA.
All our members are insured by this programme for one year.
As a Mutual Health Association, members will pay directly to REMITA in groups of 20 led by a member as the leader of the group.
Group Registration With NHIA
1. Application to NHIA: The group, Mutual Medical, consisting of 20 members, will submit an application to NHIA to join GIFSHIP.
2. Document Submission: Provide a document indicating the group’s name and list of persons to be enroled (covering twenty persons at a time).
3. Payment: A leader of the 20 members will make required payment to REMITA.
4. Payment Confirmation: Submit evidence of payment to NHIA for confirmation.
5. NIN Requirement: Each enrolee must provide their NIN to register as a member.
7. HMO Choice: Our association works in partnership with ABUAD Healthcare Ltd.
Coverage & Benefit Package
Our clinics , Mutual Medical Clinics are accredited by NHIA and we provide all primary care services. We will refer our members to any NHIA accredited secondary and tertiary hospitalscall over the country.
Included Benefits
- Primary Care: Outpatient consultations, routine diagnostic tests, immunizations, maternal/child care, emergency stabilization, and essential medicines.
- When referred to Secondary Care or Tertiary care: Inpatient admissions (up to 21 cumulative days per year), general surgeries, pediatric specialist care, and basic optical/dental interventions.
- Partial Copayments: Major surgeries require a 10% co-payment. Advanced diagnostics (CT scans, MRI) and chronic therapies (such as dialysis up to 6 sessions/year or targeted cancer chemotherapy) are covered on a 50% co-payment split between NHIA and the enrollee.
